LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,770
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,225
−HK$1,478/mo
Today · 4.125%
HK$49,703
baseline
▲ 0.50% · 4.625%
HK$52,727
+HK$3,024/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,406/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,031
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,426
−HK$1,416/mo
Today · 4.125%
HK$54,842
baseline
▲ 0.50% · 4.625%
HK$57,733
+HK$2,891/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,684/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,124
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,869
−HK$1,774/mo
Today · 4.125%
HK$59,643
baseline
▲ 0.50% · 4.625%
HK$63,272
+HK$3,629/mo
Deposit HK$8.20M · loan HK$12.31M · min. income ≈ HK$119,286/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,437
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,112
−HK$1,698/mo
Today · 4.125%
HK$65,810
baseline
▲ 0.50% · 4.625%
HK$69,279
+HK$3,469/mo
Deposit HK$8.20M · loan HK$12.31M · min. income ≈ HK$131,620/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,478
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,514
−HK$2,070/mo
Today · 4.125%
HK$69,584
baseline
▲ 0.50% · 4.625%
HK$73,818
+HK$4,234/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,168/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,843
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,797
−HK$1,982/mo
Today · 4.125%
HK$76,779
baseline
▲ 0.50% · 4.625%
HK$80,826
+HK$4,047/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$153,558/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,185
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$86,804
−HK$2,661/mo
Today · 4.125%
HK$89,465
baseline
▲ 0.50% · 4.625%
HK$94,908
+HK$5,443/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,930/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,656
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$96,167
−HK$2,548/mo
Today · 4.125%
HK$98,715
baseline
▲ 0.50% · 4.625%
HK$103,919
+HK$5,204/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,430/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,073 · Scale 2, in force from 26 Feb 2026)