LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,771
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,226
−HK$1,478/mo
Today · 4.125%
HK$49,704
baseline
▲ 0.50% · 4.625%
HK$52,729
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,408/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,033
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,428
−HK$1,416/mo
Today · 4.125%
HK$54,844
baseline
▲ 0.50% · 4.625%
HK$57,735
+HK$2,891/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,688/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,126
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,872
−HK$1,773/mo
Today · 4.125%
HK$59,645
baseline
▲ 0.50% · 4.625%
HK$63,275
+HK$3,630/mo
Deposit HK$8.20M · loan HK$12.31M · min. income ≈ HK$119,290/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,439
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,114
−HK$1,699/mo
Today · 4.125%
HK$65,813
baseline
▲ 0.50% · 4.625%
HK$69,282
+HK$3,469/mo
Deposit HK$8.20M · loan HK$12.31M · min. income ≈ HK$131,626/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,480
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,517
−HK$2,069/mo
Today · 4.125%
HK$69,586
baseline
▲ 0.50% · 4.625%
HK$73,820
+HK$4,234/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,172/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,846
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,800
−HK$1,982/mo
Today · 4.125%
HK$76,782
baseline
▲ 0.50% · 4.625%
HK$80,829
+HK$4,047/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$153,564/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,189
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$86,807
−HK$2,661/mo
Today · 4.125%
HK$89,468
baseline
▲ 0.50% · 4.625%
HK$94,912
+HK$5,444/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,936/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,659
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$96,171
−HK$2,548/mo
Today · 4.125%
HK$98,719
baseline
▲ 0.50% · 4.625%
HK$103,923
+HK$5,204/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,438/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,149 · Scale 2, in force from 26 Feb 2026)