LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,773
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,228
−HK$1,478/mo
Today · 4.125%
HK$49,706
baseline
▲ 0.50% · 4.625%
HK$52,731
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,412/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,035
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,430
−HK$1,416/mo
Today · 4.125%
HK$54,846
baseline
▲ 0.50% · 4.625%
HK$57,737
+HK$2,891/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,692/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,128
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,874
−HK$1,773/mo
Today · 4.125%
HK$59,647
baseline
▲ 0.50% · 4.625%
HK$63,277
+HK$3,630/mo
Deposit HK$8.20M · loan HK$12.31M · min. income ≈ HK$119,294/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,441
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,116
−HK$1,699/mo
Today · 4.125%
HK$65,815
baseline
▲ 0.50% · 4.625%
HK$69,284
+HK$3,469/mo
Deposit HK$8.20M · loan HK$12.31M · min. income ≈ HK$131,630/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,482
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,519
−HK$2,070/mo
Today · 4.125%
HK$69,589
baseline
▲ 0.50% · 4.625%
HK$73,823
+HK$4,234/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,178/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,848
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,802
−HK$1,982/mo
Today · 4.125%
HK$76,784
baseline
▲ 0.50% · 4.625%
HK$80,831
+HK$4,047/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$153,568/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,191
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$86,810
−HK$2,661/mo
Today · 4.125%
HK$89,471
baseline
▲ 0.50% · 4.625%
HK$94,915
+HK$5,444/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,942/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,662
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$96,174
−HK$2,548/mo
Today · 4.125%
HK$98,722
baseline
▲ 0.50% · 4.625%
HK$103,926
+HK$5,204/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,444/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,218 · Scale 2, in force from 26 Feb 2026)