LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,777
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,232
−HK$1,478/mo
Today · 4.125%
HK$49,710
baseline
▲ 0.50% · 4.625%
HK$52,735
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,420/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,039
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,435
−HK$1,415/mo
Today · 4.125%
HK$54,850
baseline
▲ 0.50% · 4.625%
HK$57,742
+HK$2,892/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,700/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,132
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,878
−HK$1,774/mo
Today · 4.125%
HK$59,652
baseline
▲ 0.50% · 4.625%
HK$63,282
+HK$3,630/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,304/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,447
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,122
−HK$1,699/mo
Today · 4.125%
HK$65,821
baseline
▲ 0.50% · 4.625%
HK$69,290
+HK$3,469/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,642/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,488
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,525
−HK$2,069/mo
Today · 4.125%
HK$69,594
baseline
▲ 0.50% · 4.625%
HK$73,829
+HK$4,235/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,188/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,855
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,808
−HK$1,983/mo
Today · 4.125%
HK$76,791
baseline
▲ 0.50% · 4.625%
HK$80,838
+HK$4,047/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$153,582/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,199
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$86,818
−HK$2,661/mo
Today · 4.125%
HK$89,479
baseline
▲ 0.50% · 4.625%
HK$94,923
+HK$5,444/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,958/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,670
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$96,182
−HK$2,549/mo
Today · 4.125%
HK$98,731
baseline
▲ 0.50% · 4.625%
HK$103,935
+HK$5,204/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,462/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,392 · Scale 2, in force from 26 Feb 2026)