LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,780
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,235
−HK$1,478/mo
Today · 4.125%
HK$49,713
baseline
▲ 0.50% · 4.625%
HK$52,738
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,426/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,042
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,438
−HK$1,416/mo
Today · 4.125%
HK$54,854
baseline
▲ 0.50% · 4.625%
HK$57,745
+HK$2,891/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,708/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,136
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,882
−HK$1,774/mo
Today · 4.125%
HK$59,656
baseline
▲ 0.50% · 4.625%
HK$63,286
+HK$3,630/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,312/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,451
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,125
−HK$1,700/mo
Today · 4.125%
HK$65,825
baseline
▲ 0.50% · 4.625%
HK$69,294
+HK$3,469/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,650/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,492
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,529
−HK$2,070/mo
Today · 4.125%
HK$69,599
baseline
▲ 0.50% · 4.625%
HK$73,834
+HK$4,235/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,198/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,859
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,813
−HK$1,982/mo
Today · 4.125%
HK$76,795
baseline
▲ 0.50% · 4.625%
HK$80,843
+HK$4,048/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$153,590/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,204
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$86,823
−HK$2,661/mo
Today · 4.125%
HK$89,484
baseline
▲ 0.50% · 4.625%
HK$94,929
+HK$5,445/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,968/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,676
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$96,188
−HK$2,549/mo
Today · 4.125%
HK$98,737
baseline
▲ 0.50% · 4.625%
HK$103,941
+HK$5,204/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,474/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,519 · Scale 2, in force from 26 Feb 2026)