LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,780
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,235
−HK$1,479/mo
Today · 4.125%
HK$49,714
baseline
▲ 0.50% · 4.625%
HK$52,739
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,428/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,043
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,438
−HK$1,416/mo
Today · 4.125%
HK$54,854
baseline
▲ 0.50% · 4.625%
HK$57,746
+HK$2,892/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,708/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,136
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,882
−HK$1,775/mo
Today · 4.125%
HK$59,657
baseline
▲ 0.50% · 4.625%
HK$63,287
+HK$3,630/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,314/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,451
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,126
−HK$1,699/mo
Today · 4.125%
HK$65,825
baseline
▲ 0.50% · 4.625%
HK$69,295
+HK$3,470/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,650/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,492
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,530
−HK$2,069/mo
Today · 4.125%
HK$69,599
baseline
▲ 0.50% · 4.625%
HK$73,834
+HK$4,235/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,198/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,860
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,814
−HK$1,982/mo
Today · 4.125%
HK$76,796
baseline
▲ 0.50% · 4.625%
HK$80,844
+HK$4,048/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$153,592/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,204
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,824
−HK$2,661/mo
Today · 4.125%
HK$89,485
baseline
▲ 0.50% · 4.625%
HK$94,930
+HK$5,445/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,970/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,677
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$96,189
−HK$2,549/mo
Today · 4.125%
HK$98,738
baseline
▲ 0.50% · 4.625%
HK$103,942
+HK$5,204/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,476/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,536 · Scale 2, in force from 26 Feb 2026)