LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,782
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,237
−HK$1,479/mo
Today · 4.125%
HK$49,716
baseline
▲ 0.50% · 4.625%
HK$52,741
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,432/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,045
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,440
−HK$1,416/mo
Today · 4.125%
HK$54,856
baseline
▲ 0.50% · 4.625%
HK$57,748
+HK$2,892/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,712/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,138
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,885
−HK$1,774/mo
Today · 4.125%
HK$59,659
baseline
▲ 0.50% · 4.625%
HK$63,289
+HK$3,630/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,318/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,454
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,128
−HK$1,700/mo
Today · 4.125%
HK$65,828
baseline
▲ 0.50% · 4.625%
HK$69,298
+HK$3,470/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,656/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,495
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,532
−HK$2,070/mo
Today · 4.125%
HK$69,602
baseline
▲ 0.50% · 4.625%
HK$73,837
+HK$4,235/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,204/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,862
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,817
−HK$1,982/mo
Today · 4.125%
HK$76,799
baseline
▲ 0.50% · 4.625%
HK$80,847
+HK$4,048/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$153,598/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,208
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$86,827
−HK$2,661/mo
Today · 4.125%
HK$89,488
baseline
▲ 0.50% · 4.625%
HK$94,933
+HK$5,445/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,976/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,680
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,193
−HK$2,549/mo
Today · 4.125%
HK$98,742
baseline
▲ 0.50% · 4.625%
HK$103,946
+HK$5,204/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,484/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,615 · Scale 2, in force from 26 Feb 2026)