LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,783
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,238
−HK$1,479/mo
Today · 4.125%
HK$49,717
baseline
▲ 0.50% · 4.625%
HK$52,742
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,434/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,046
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,442
−HK$1,416/mo
Today · 4.125%
HK$54,858
baseline
▲ 0.50% · 4.625%
HK$57,749
+HK$2,891/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,716/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,140
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,886
−HK$1,774/mo
Today · 4.125%
HK$59,660
baseline
▲ 0.50% · 4.625%
HK$63,290
+HK$3,630/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,320/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,455
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,130
−HK$1,699/mo
Today · 4.125%
HK$65,829
baseline
▲ 0.50% · 4.625%
HK$69,299
+HK$3,470/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,658/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,496
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,534
−HK$2,070/mo
Today · 4.125%
HK$69,604
baseline
▲ 0.50% · 4.625%
HK$73,839
+HK$4,235/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,208/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,864
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,818
−HK$1,983/mo
Today · 4.125%
HK$76,801
baseline
▲ 0.50% · 4.625%
HK$80,849
+HK$4,048/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$153,602/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,210
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$86,829
−HK$2,661/mo
Today · 4.125%
HK$89,490
baseline
▲ 0.50% · 4.625%
HK$94,936
+HK$5,446/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,980/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,682
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,195
−HK$2,549/mo
Today · 4.125%
HK$98,744
baseline
▲ 0.50% · 4.625%
HK$103,949
+HK$5,205/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,488/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,660 · Scale 2, in force from 26 Feb 2026)