LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,784
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,240
−HK$1,478/mo
Today · 4.125%
HK$49,718
baseline
▲ 0.50% · 4.625%
HK$52,744
+HK$3,026/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,436/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,047
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,443
−HK$1,416/mo
Today · 4.125%
HK$54,859
baseline
▲ 0.50% · 4.625%
HK$57,751
+HK$2,892/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,718/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,141
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,888
−HK$1,774/mo
Today · 4.125%
HK$59,662
baseline
▲ 0.50% · 4.625%
HK$63,292
+HK$3,630/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,324/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,457
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,132
−HK$1,699/mo
Today · 4.125%
HK$65,831
baseline
▲ 0.50% · 4.625%
HK$69,301
+HK$3,470/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,662/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,498
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,536
−HK$2,070/mo
Today · 4.125%
HK$69,606
baseline
▲ 0.50% · 4.625%
HK$73,841
+HK$4,235/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$139,212/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,866
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,820
−HK$1,983/mo
Today · 4.125%
HK$76,803
baseline
▲ 0.50% · 4.625%
HK$80,851
+HK$4,048/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$153,606/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,212
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,832
−HK$2,661/mo
Today · 4.125%
HK$89,493
baseline
▲ 0.50% · 4.625%
HK$94,938
+HK$5,445/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$178,986/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,685
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,198
−HK$2,549/mo
Today · 4.125%
HK$98,747
baseline
▲ 0.50% · 4.625%
HK$103,952
+HK$5,205/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,494/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,721 · Scale 2, in force from 26 Feb 2026)