LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,785
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,240
−HK$1,479/mo
Today · 4.125%
HK$49,719
baseline
▲ 0.50% · 4.625%
HK$52,744
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,438/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,048
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,444
−HK$1,416/mo
Today · 4.125%
HK$54,860
baseline
▲ 0.50% · 4.625%
HK$57,751
+HK$2,891/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,720/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,142
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,888
−HK$1,774/mo
Today · 4.125%
HK$59,662
baseline
▲ 0.50% · 4.625%
HK$63,293
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,324/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,457
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,132
−HK$1,700/mo
Today · 4.125%
HK$65,832
baseline
▲ 0.50% · 4.625%
HK$69,302
+HK$3,470/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,664/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,499
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,536
−HK$2,070/mo
Today · 4.125%
HK$69,606
baseline
▲ 0.50% · 4.625%
HK$73,842
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$139,212/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,867
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,821
−HK$1,983/mo
Today · 4.125%
HK$76,804
baseline
▲ 0.50% · 4.625%
HK$80,852
+HK$4,048/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$153,608/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,213
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,832
−HK$2,662/mo
Today · 4.125%
HK$89,494
baseline
▲ 0.50% · 4.625%
HK$94,939
+HK$5,445/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$178,988/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,686
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,199
−HK$2,549/mo
Today · 4.125%
HK$98,748
baseline
▲ 0.50% · 4.625%
HK$103,953
+HK$5,205/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,496/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,740 · Scale 2, in force from 26 Feb 2026)