LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,786
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,241
−HK$1,478/mo
Today · 4.125%
HK$49,719
baseline
▲ 0.50% · 4.625%
HK$52,745
+HK$3,026/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,438/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,048
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,444
−HK$1,416/mo
Today · 4.125%
HK$54,860
baseline
▲ 0.50% · 4.625%
HK$57,752
+HK$2,892/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,720/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,143
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,889
−HK$1,774/mo
Today · 4.125%
HK$59,663
baseline
▲ 0.50% · 4.625%
HK$63,294
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,326/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,458
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,133
−HK$1,700/mo
Today · 4.125%
HK$65,833
baseline
▲ 0.50% · 4.625%
HK$69,303
+HK$3,470/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,666/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,500
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,537
−HK$2,070/mo
Today · 4.125%
HK$69,607
baseline
▲ 0.50% · 4.625%
HK$73,843
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$139,214/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,868
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,822
−HK$1,983/mo
Today · 4.125%
HK$76,805
baseline
▲ 0.50% · 4.625%
HK$80,853
+HK$4,048/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$153,610/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,214
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,834
−HK$2,661/mo
Today · 4.125%
HK$89,495
baseline
▲ 0.50% · 4.625%
HK$94,941
+HK$5,446/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$178,990/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,687
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,200
−HK$2,549/mo
Today · 4.125%
HK$98,749
baseline
▲ 0.50% · 4.625%
HK$103,954
+HK$5,205/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,498/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,768 · Scale 2, in force from 26 Feb 2026)