LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,788
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,243
−HK$1,479/mo
Today · 4.125%
HK$49,722
baseline
▲ 0.50% · 4.625%
HK$52,747
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,444/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,051
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,447
−HK$1,416/mo
Today · 4.125%
HK$54,863
baseline
▲ 0.50% · 4.625%
HK$57,755
+HK$2,892/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,726/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,145
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,892
−HK$1,774/mo
Today · 4.125%
HK$59,666
baseline
▲ 0.50% · 4.625%
HK$63,297
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,332/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,461
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,136
−HK$1,700/mo
Today · 4.125%
HK$65,836
baseline
▲ 0.50% · 4.625%
HK$69,306
+HK$3,470/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,672/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,503
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,540
−HK$2,070/mo
Today · 4.125%
HK$69,610
baseline
▲ 0.50% · 4.625%
HK$73,846
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$139,220/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,871
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,826
−HK$1,982/mo
Today · 4.125%
HK$76,808
baseline
▲ 0.50% · 4.625%
HK$80,857
+HK$4,049/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$153,616/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,218
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,838
−HK$2,661/mo
Today · 4.125%
HK$89,499
baseline
▲ 0.50% · 4.625%
HK$94,945
+HK$5,446/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$178,998/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,692
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$96,204
−HK$2,549/mo
Today · 4.125%
HK$98,753
baseline
▲ 0.50% · 4.625%
HK$103,959
+HK$5,206/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,506/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,863 · Scale 2, in force from 26 Feb 2026)