LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,789
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,245
−HK$1,479/mo
Today · 4.125%
HK$49,724
baseline
▲ 0.50% · 4.625%
HK$52,749
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,448/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,053
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,449
−HK$1,416/mo
Today · 4.125%
HK$54,865
baseline
▲ 0.50% · 4.625%
HK$57,757
+HK$2,892/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,730/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,147
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,894
−HK$1,774/mo
Today · 4.125%
HK$59,668
baseline
▲ 0.50% · 4.625%
HK$63,299
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,336/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,463
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,139
−HK$1,699/mo
Today · 4.125%
HK$65,838
baseline
▲ 0.50% · 4.625%
HK$69,308
+HK$3,470/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,676/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,505
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,543
−HK$2,070/mo
Today · 4.125%
HK$69,613
baseline
▲ 0.50% · 4.625%
HK$73,849
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$139,226/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,874
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,828
−HK$1,983/mo
Today · 4.125%
HK$76,811
baseline
▲ 0.50% · 4.625%
HK$80,860
+HK$4,049/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$153,622/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,221
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,841
−HK$2,661/mo
Today · 4.125%
HK$89,502
baseline
▲ 0.50% · 4.625%
HK$94,948
+HK$5,446/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,004/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,695
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,208
−HK$2,549/mo
Today · 4.125%
HK$98,757
baseline
▲ 0.50% · 4.625%
HK$103,963
+HK$5,206/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,514/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,936 · Scale 2, in force from 26 Feb 2026)