LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,790
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,246
−HK$1,479/mo
Today · 4.125%
HK$49,725
baseline
▲ 0.50% · 4.625%
HK$52,750
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,450/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,054
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,450
−HK$1,416/mo
Today · 4.125%
HK$54,866
baseline
▲ 0.50% · 4.625%
HK$57,758
+HK$2,892/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,732/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,148
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,895
−HK$1,774/mo
Today · 4.125%
HK$59,669
baseline
▲ 0.50% · 4.625%
HK$63,300
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,338/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,465
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,140
−HK$1,699/mo
Today · 4.125%
HK$65,839
baseline
▲ 0.50% · 4.625%
HK$69,310
+HK$3,471/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,678/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,507
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,544
−HK$2,070/mo
Today · 4.125%
HK$69,614
baseline
▲ 0.50% · 4.625%
HK$73,850
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$139,228/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,875
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,830
−HK$1,983/mo
Today · 4.125%
HK$76,813
baseline
▲ 0.50% · 4.625%
HK$80,861
+HK$4,048/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$153,626/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$801,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,223
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,843
−HK$2,661/mo
Today · 4.125%
HK$89,504
baseline
▲ 0.50% · 4.625%
HK$94,950
+HK$5,446/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,008/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,697
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,210
−HK$2,549/mo
Today · 4.125%
HK$98,759
baseline
▲ 0.50% · 4.625%
HK$103,965
+HK$5,206/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,518/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,980 · Scale 2, in force from 26 Feb 2026)