LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,792
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,248
−HK$1,479/mo
Today · 4.125%
HK$49,727
baseline
▲ 0.50% · 4.625%
HK$52,752
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,454/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,056
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,452
−HK$1,416/mo
Today · 4.125%
HK$54,868
baseline
▲ 0.50% · 4.625%
HK$57,761
+HK$2,893/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,736/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,151
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,897
−HK$1,775/mo
Today · 4.125%
HK$59,672
baseline
▲ 0.50% · 4.625%
HK$63,303
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,344/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,467
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,142
−HK$1,700/mo
Today · 4.125%
HK$65,842
baseline
▲ 0.50% · 4.625%
HK$69,313
+HK$3,471/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,684/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,509
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,547
−HK$2,070/mo
Today · 4.125%
HK$69,617
baseline
▲ 0.50% · 4.625%
HK$73,853
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$139,234/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,878
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,833
−HK$1,983/mo
Today · 4.125%
HK$76,816
baseline
▲ 0.50% · 4.625%
HK$80,865
+HK$4,049/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$153,632/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,226
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$86,846
−HK$2,662/mo
Today · 4.125%
HK$89,508
baseline
▲ 0.50% · 4.625%
HK$94,954
+HK$5,446/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,016/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,701
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,214
−HK$2,549/mo
Today · 4.125%
HK$98,763
baseline
▲ 0.50% · 4.625%
HK$103,969
+HK$5,206/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,526/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,061 · Scale 2, in force from 26 Feb 2026)