LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,794
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,250
−HK$1,478/mo
Today · 4.125%
HK$49,728
baseline
▲ 0.50% · 4.625%
HK$52,754
+HK$3,026/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,456/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,058
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,454
−HK$1,416/mo
Today · 4.125%
HK$54,870
baseline
▲ 0.50% · 4.625%
HK$57,763
+HK$2,893/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,740/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,153
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,899
−HK$1,775/mo
Today · 4.125%
HK$59,674
baseline
▲ 0.50% · 4.625%
HK$63,305
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,348/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,469
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,145
−HK$1,699/mo
Today · 4.125%
HK$65,844
baseline
▲ 0.50% · 4.625%
HK$69,315
+HK$3,471/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,688/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,512
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,549
−HK$2,071/mo
Today · 4.125%
HK$69,620
baseline
▲ 0.50% · 4.625%
HK$73,856
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$139,240/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,881
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,836
−HK$1,983/mo
Today · 4.125%
HK$76,819
baseline
▲ 0.50% · 4.625%
HK$80,868
+HK$4,049/mo
Deposit HK$6.16M · loan HK$14.36M · min. income ≈ HK$153,638/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,229
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$86,849
−HK$2,662/mo
Today · 4.125%
HK$89,511
baseline
▲ 0.50% · 4.625%
HK$94,958
+HK$5,447/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,022/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,704
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$96,217
−HK$2,550/mo
Today · 4.125%
HK$98,767
baseline
▲ 0.50% · 4.625%
HK$103,973
+HK$5,206/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,534/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,138 · Scale 2, in force from 26 Feb 2026)