LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,795
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,250
−HK$1,479/mo
Today · 4.125%
HK$49,729
baseline
▲ 0.50% · 4.625%
HK$52,755
+HK$3,026/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,458/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,059
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,455
−HK$1,416/mo
Today · 4.125%
HK$54,871
baseline
▲ 0.50% · 4.625%
HK$57,764
+HK$2,893/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,742/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,154
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,900
−HK$1,775/mo
Today · 4.125%
HK$59,675
baseline
▲ 0.50% · 4.625%
HK$63,306
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,350/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,471
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,146
−HK$1,700/mo
Today · 4.125%
HK$65,846
baseline
▲ 0.50% · 4.625%
HK$69,316
+HK$3,470/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,692/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,513
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,551
−HK$2,070/mo
Today · 4.125%
HK$69,621
baseline
▲ 0.50% · 4.625%
HK$73,857
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,242/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,882
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,837
−HK$1,983/mo
Today · 4.125%
HK$76,820
baseline
▲ 0.50% · 4.625%
HK$80,869
+HK$4,049/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,640/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,231
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$86,851
−HK$2,662/mo
Today · 4.125%
HK$89,513
baseline
▲ 0.50% · 4.625%
HK$94,959
+HK$5,446/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,026/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,706
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,219
−HK$2,549/mo
Today · 4.125%
HK$98,768
baseline
▲ 0.50% · 4.625%
HK$103,975
+HK$5,207/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,536/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,174 · Scale 2, in force from 26 Feb 2026)