LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,796
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,251
−HK$1,479/mo
Today · 4.125%
HK$49,730
baseline
▲ 0.50% · 4.625%
HK$52,756
+HK$3,026/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,460/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,060
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,456
−HK$1,417/mo
Today · 4.125%
HK$54,873
baseline
▲ 0.50% · 4.625%
HK$57,765
+HK$2,892/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,746/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,155
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,902
−HK$1,774/mo
Today · 4.125%
HK$59,676
baseline
▲ 0.50% · 4.625%
HK$63,308
+HK$3,632/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,352/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,472
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,147
−HK$1,700/mo
Today · 4.125%
HK$65,847
baseline
▲ 0.50% · 4.625%
HK$69,318
+HK$3,471/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,694/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,514
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,552
−HK$2,071/mo
Today · 4.125%
HK$69,623
baseline
▲ 0.50% · 4.625%
HK$73,859
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,246/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,884
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,839
−HK$1,983/mo
Today · 4.125%
HK$76,822
baseline
▲ 0.50% · 4.625%
HK$80,871
+HK$4,049/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,644/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,233
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$86,853
−HK$2,662/mo
Today · 4.125%
HK$89,515
baseline
▲ 0.50% · 4.625%
HK$94,961
+HK$5,446/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,030/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,708
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$96,221
−HK$2,550/mo
Today · 4.125%
HK$98,771
baseline
▲ 0.50% · 4.625%
HK$103,977
+HK$5,206/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,542/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,220 · Scale 2, in force from 26 Feb 2026)