LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,797
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,252
−HK$1,479/mo
Today · 4.125%
HK$49,731
baseline
▲ 0.50% · 4.625%
HK$52,757
+HK$3,026/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,462/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,061
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,457
−HK$1,417/mo
Today · 4.125%
HK$54,874
baseline
▲ 0.50% · 4.625%
HK$57,766
+HK$2,892/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,748/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,156
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,903
−HK$1,775/mo
Today · 4.125%
HK$59,678
baseline
▲ 0.50% · 4.625%
HK$63,309
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,356/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,473
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,149
−HK$1,699/mo
Today · 4.125%
HK$65,848
baseline
▲ 0.50% · 4.625%
HK$69,319
+HK$3,471/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,696/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,516
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,553
−HK$2,071/mo
Today · 4.125%
HK$69,624
baseline
▲ 0.50% · 4.625%
HK$73,860
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,248/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,885
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,840
−HK$1,983/mo
Today · 4.125%
HK$76,823
baseline
▲ 0.50% · 4.625%
HK$80,873
+HK$4,050/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,646/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,234
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$86,854
−HK$2,663/mo
Today · 4.125%
HK$89,517
baseline
▲ 0.50% · 4.625%
HK$94,963
+HK$5,446/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,034/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,710
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$96,223
−HK$2,550/mo
Today · 4.125%
HK$98,773
baseline
▲ 0.50% · 4.625%
HK$103,979
+HK$5,206/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,546/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,262 · Scale 2, in force from 26 Feb 2026)