LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,799
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,254
−HK$1,479/mo
Today · 4.125%
HK$49,733
baseline
▲ 0.50% · 4.625%
HK$52,759
+HK$3,026/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,466/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,063
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,459
−HK$1,417/mo
Today · 4.125%
HK$54,876
baseline
▲ 0.50% · 4.625%
HK$57,768
+HK$2,892/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,752/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,158
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,905
−HK$1,775/mo
Today · 4.125%
HK$59,680
baseline
▲ 0.50% · 4.625%
HK$63,311
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,360/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,475
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,151
−HK$1,700/mo
Today · 4.125%
HK$65,851
baseline
▲ 0.50% · 4.625%
HK$69,322
+HK$3,471/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,702/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,518
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,556
−HK$2,071/mo
Today · 4.125%
HK$69,627
baseline
▲ 0.50% · 4.625%
HK$73,863
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,254/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,888
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,843
−HK$1,983/mo
Today · 4.125%
HK$76,826
baseline
▲ 0.50% · 4.625%
HK$80,876
+HK$4,050/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,652/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,237
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$86,858
−HK$2,662/mo
Today · 4.125%
HK$89,520
baseline
▲ 0.50% · 4.625%
HK$94,967
+HK$5,447/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,040/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,713
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$96,227
−HK$2,549/mo
Today · 4.125%
HK$98,776
baseline
▲ 0.50% · 4.625%
HK$103,983
+HK$5,207/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,552/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,337 · Scale 2, in force from 26 Feb 2026)