LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,800
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,256
−HK$1,479/mo
Today · 4.125%
HK$49,735
baseline
▲ 0.50% · 4.625%
HK$52,761
+HK$3,026/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,470/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,064
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,461
−HK$1,416/mo
Today · 4.125%
HK$54,877
baseline
▲ 0.50% · 4.625%
HK$57,770
+HK$2,893/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,754/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,160
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,907
−HK$1,775/mo
Today · 4.125%
HK$59,682
baseline
▲ 0.50% · 4.625%
HK$63,313
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,364/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,477
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,153
−HK$1,700/mo
Today · 4.125%
HK$65,853
baseline
▲ 0.50% · 4.625%
HK$69,324
+HK$3,471/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,706/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,520
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,558
−HK$2,071/mo
Today · 4.125%
HK$69,629
baseline
▲ 0.50% · 4.625%
HK$73,865
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,258/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,890
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,845
−HK$1,983/mo
Today · 4.125%
HK$76,828
baseline
▲ 0.50% · 4.625%
HK$80,878
+HK$4,050/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,656/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,240
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$86,860
−HK$2,662/mo
Today · 4.125%
HK$89,522
baseline
▲ 0.50% · 4.625%
HK$94,970
+HK$5,448/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,044/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,716
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$96,229
−HK$2,550/mo
Today · 4.125%
HK$98,779
baseline
▲ 0.50% · 4.625%
HK$103,986
+HK$5,207/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,558/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,396 · Scale 2, in force from 26 Feb 2026)