LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,801
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,256
−HK$1,479/mo
Today · 4.125%
HK$49,735
baseline
▲ 0.50% · 4.625%
HK$52,762
+HK$3,027/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,470/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,065
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,462
−HK$1,416/mo
Today · 4.125%
HK$54,878
baseline
▲ 0.50% · 4.625%
HK$57,771
+HK$2,893/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,756/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$802,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,161
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,908
−HK$1,775/mo
Today · 4.125%
HK$59,683
baseline
▲ 0.50% · 4.625%
HK$63,314
+HK$3,631/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$119,366/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,478
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,154
−HK$1,700/mo
Today · 4.125%
HK$65,854
baseline
▲ 0.50% · 4.625%
HK$69,325
+HK$3,471/mo
Deposit HK$8.21M · loan HK$12.31M · min. income ≈ HK$131,708/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,521
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,559
−HK$2,071/mo
Today · 4.125%
HK$69,630
baseline
▲ 0.50% · 4.625%
HK$73,866
+HK$4,236/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,260/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,891
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,846
−HK$1,983/mo
Today · 4.125%
HK$76,829
baseline
▲ 0.50% · 4.625%
HK$80,879
+HK$4,050/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,658/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,241
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$86,862
−HK$2,662/mo
Today · 4.125%
HK$89,524
baseline
▲ 0.50% · 4.625%
HK$94,971
+HK$5,447/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,048/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,717
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$96,231
−HK$2,550/mo
Today · 4.125%
HK$98,781
baseline
▲ 0.50% · 4.625%
HK$103,988
+HK$5,207/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,562/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$802,429 · Scale 2, in force from 26 Feb 2026)