LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,803
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,258
−HK$1,479/mo
Today · 4.125%
HK$49,737
baseline
▲ 0.50% · 4.625%
HK$52,764
+HK$3,027/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,474/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,067
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,464
−HK$1,416/mo
Today · 4.125%
HK$54,880
baseline
▲ 0.50% · 4.625%
HK$57,773
+HK$2,893/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,760/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,163
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,910
−HK$1,775/mo
Today · 4.125%
HK$59,685
baseline
▲ 0.50% · 4.625%
HK$63,317
+HK$3,632/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,370/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,481
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,156
−HK$1,700/mo
Today · 4.125%
HK$65,856
baseline
▲ 0.50% · 4.625%
HK$69,328
+HK$3,472/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,712/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,524
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,562
−HK$2,070/mo
Today · 4.125%
HK$69,632
baseline
▲ 0.50% · 4.625%
HK$73,869
+HK$4,237/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,264/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,894
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,849
−HK$1,984/mo
Today · 4.125%
HK$76,833
baseline
▲ 0.50% · 4.625%
HK$80,882
+HK$4,049/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,666/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,245
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$86,865
−HK$2,662/mo
Today · 4.125%
HK$89,527
baseline
▲ 0.50% · 4.625%
HK$94,975
+HK$5,448/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,054/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,721
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$96,235
−HK$2,550/mo
Today · 4.125%
HK$98,785
baseline
▲ 0.50% · 4.625%
HK$103,992
+HK$5,207/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,570/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,511 · Scale 2, in force from 26 Feb 2026)