LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,805
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,261
−HK$1,479/mo
Today · 4.125%
HK$49,740
baseline
▲ 0.50% · 4.625%
HK$52,767
+HK$3,027/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,480/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,070
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,466
−HK$1,417/mo
Today · 4.125%
HK$54,883
baseline
▲ 0.50% · 4.625%
HK$57,776
+HK$2,893/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,766/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,166
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,913
−HK$1,775/mo
Today · 4.125%
HK$59,688
baseline
▲ 0.50% · 4.625%
HK$63,320
+HK$3,632/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,376/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,484
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,160
−HK$1,700/mo
Today · 4.125%
HK$65,860
baseline
▲ 0.50% · 4.625%
HK$69,331
+HK$3,471/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,720/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,527
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,565
−HK$2,071/mo
Today · 4.125%
HK$69,636
baseline
▲ 0.50% · 4.625%
HK$73,873
+HK$4,237/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,272/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,898
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,853
−HK$1,983/mo
Today · 4.125%
HK$76,836
baseline
▲ 0.50% · 4.625%
HK$80,887
+HK$4,051/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,672/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,249
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$86,869
−HK$2,663/mo
Today · 4.125%
HK$89,532
baseline
▲ 0.50% · 4.625%
HK$94,980
+HK$5,448/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,064/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,726
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$96,240
−HK$2,550/mo
Today · 4.125%
HK$98,790
baseline
▲ 0.50% · 4.625%
HK$103,997
+HK$5,207/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,580/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,616 · Scale 2, in force from 26 Feb 2026)