LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,805
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,261
−HK$1,479/mo
Today · 4.125%
HK$49,740
baseline
▲ 0.50% · 4.625%
HK$52,767
+HK$3,027/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,480/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,071
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,467
−HK$1,417/mo
Today · 4.125%
HK$54,884
baseline
▲ 0.50% · 4.625%
HK$57,777
+HK$2,893/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,768/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,166
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,914
−HK$1,775/mo
Today · 4.125%
HK$59,689
baseline
▲ 0.50% · 4.625%
HK$63,321
+HK$3,632/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,378/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,485
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,160
−HK$1,700/mo
Today · 4.125%
HK$65,860
baseline
▲ 0.50% · 4.625%
HK$69,332
+HK$3,472/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,720/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,528
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,566
−HK$2,071/mo
Today · 4.125%
HK$69,637
baseline
▲ 0.50% · 4.625%
HK$73,874
+HK$4,237/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,274/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,899
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,854
−HK$1,983/mo
Today · 4.125%
HK$76,837
baseline
▲ 0.50% · 4.625%
HK$80,887
+HK$4,050/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,674/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,250
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$86,870
−HK$2,663/mo
Today · 4.125%
HK$89,533
baseline
▲ 0.50% · 4.625%
HK$94,981
+HK$5,448/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$179,066/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,727
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$96,241
−HK$2,550/mo
Today · 4.125%
HK$98,791
baseline
▲ 0.50% · 4.625%
HK$103,998
+HK$5,207/mo
Deposit HK$2.05M · loan HK$18.47M · min. income ≈ HK$197,582/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,637 · Scale 2, in force from 26 Feb 2026)