LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,809
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,265
−HK$1,480/mo
Today · 4.125%
HK$49,745
baseline
▲ 0.50% · 4.625%
HK$52,771
+HK$3,026/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,490/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,075
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,471
−HK$1,417/mo
Today · 4.125%
HK$54,888
baseline
▲ 0.50% · 4.625%
HK$57,782
+HK$2,894/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,776/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,171
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,918
−HK$1,776/mo
Today · 4.125%
HK$59,694
baseline
▲ 0.50% · 4.625%
HK$63,326
+HK$3,632/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,388/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,490
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,166
−HK$1,700/mo
Today · 4.125%
HK$65,866
baseline
▲ 0.50% · 4.625%
HK$69,338
+HK$3,472/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,732/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,533
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,571
−HK$2,071/mo
Today · 4.125%
HK$69,642
baseline
▲ 0.50% · 4.625%
HK$73,880
+HK$4,238/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,284/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,905
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,860
−HK$1,984/mo
Today · 4.125%
HK$76,844
baseline
▲ 0.50% · 4.625%
HK$80,894
+HK$4,050/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,688/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,257
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$86,878
−HK$2,662/mo
Today · 4.125%
HK$89,540
baseline
▲ 0.50% · 4.625%
HK$94,989
+HK$5,449/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,080/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,735
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$96,249
−HK$2,550/mo
Today · 4.125%
HK$98,799
baseline
▲ 0.50% · 4.625%
HK$104,007
+HK$5,208/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,598/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,808 · Scale 2, in force from 26 Feb 2026)