LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,811
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,267
−HK$1,480/mo
Today · 4.125%
HK$49,747
baseline
▲ 0.50% · 4.625%
HK$52,774
+HK$3,027/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,494/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,077
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,474
−HK$1,416/mo
Today · 4.125%
HK$54,890
baseline
▲ 0.50% · 4.625%
HK$57,784
+HK$2,894/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,780/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,173
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,921
−HK$1,775/mo
Today · 4.125%
HK$59,696
baseline
▲ 0.50% · 4.625%
HK$63,328
+HK$3,632/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,392/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,492
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,168
−HK$1,701/mo
Today · 4.125%
HK$65,869
baseline
▲ 0.50% · 4.625%
HK$69,341
+HK$3,472/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,738/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,536
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,574
−HK$2,071/mo
Today · 4.125%
HK$69,645
baseline
▲ 0.50% · 4.625%
HK$73,883
+HK$4,238/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,290/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,908
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,863
−HK$1,984/mo
Today · 4.125%
HK$76,847
baseline
▲ 0.50% · 4.625%
HK$80,897
+HK$4,050/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,694/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,260
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$86,881
−HK$2,663/mo
Today · 4.125%
HK$89,544
baseline
▲ 0.50% · 4.625%
HK$94,992
+HK$5,448/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,088/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,738
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$96,252
−HK$2,551/mo
Today · 4.125%
HK$98,803
baseline
▲ 0.50% · 4.625%
HK$104,011
+HK$5,208/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,606/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,888 · Scale 2, in force from 26 Feb 2026)