LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,814
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,270
−HK$1,479/mo
Today · 4.125%
HK$49,749
baseline
▲ 0.50% · 4.625%
HK$52,776
+HK$3,027/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,498/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,080
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,476
−HK$1,417/mo
Today · 4.125%
HK$54,893
baseline
▲ 0.50% · 4.625%
HK$57,787
+HK$2,894/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,786/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$802,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,176
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,924
−HK$1,775/mo
Today · 4.125%
HK$59,699
baseline
▲ 0.50% · 4.625%
HK$63,332
+HK$3,633/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,398/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,496
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,172
−HK$1,700/mo
Today · 4.125%
HK$65,872
baseline
▲ 0.50% · 4.625%
HK$69,344
+HK$3,472/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,744/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$802,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,539
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,578
−HK$2,071/mo
Today · 4.125%
HK$69,649
baseline
▲ 0.50% · 4.625%
HK$73,887
+HK$4,238/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,298/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,912
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,867
−HK$1,984/mo
Today · 4.125%
HK$76,851
baseline
▲ 0.50% · 4.625%
HK$80,902
+HK$4,051/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,702/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$802,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,265
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$86,886
−HK$2,663/mo
Today · 4.125%
HK$89,549
baseline
▲ 0.50% · 4.625%
HK$94,997
+HK$5,448/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,098/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,743
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$96,258
−HK$2,550/mo
Today · 4.125%
HK$98,808
baseline
▲ 0.50% · 4.625%
HK$104,016
+HK$5,208/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,616/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$802,999 · Scale 2, in force from 26 Feb 2026)