LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,814
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,271
−HK$1,479/mo
Today · 4.125%
HK$49,750
baseline
▲ 0.50% · 4.625%
HK$52,777
+HK$3,027/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,500/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,081
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,477
−HK$1,417/mo
Today · 4.125%
HK$54,894
baseline
▲ 0.50% · 4.625%
HK$57,788
+HK$2,894/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,788/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,177
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,925
−HK$1,775/mo
Today · 4.125%
HK$59,700
baseline
▲ 0.50% · 4.625%
HK$63,333
+HK$3,633/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,400/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,497
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,173
−HK$1,700/mo
Today · 4.125%
HK$65,873
baseline
▲ 0.50% · 4.625%
HK$69,345
+HK$3,472/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,746/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,540
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,579
−HK$2,071/mo
Today · 4.125%
HK$69,650
baseline
▲ 0.50% · 4.625%
HK$73,888
+HK$4,238/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,300/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,913
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,868
−HK$1,984/mo
Today · 4.125%
HK$76,852
baseline
▲ 0.50% · 4.625%
HK$80,903
+HK$4,051/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,704/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,266
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$86,887
−HK$2,663/mo
Today · 4.125%
HK$89,550
baseline
▲ 0.50% · 4.625%
HK$94,999
+HK$5,449/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,100/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,745
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$96,259
−HK$2,551/mo
Today · 4.125%
HK$98,810
baseline
▲ 0.50% · 4.625%
HK$104,018
+HK$5,208/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,620/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,033 · Scale 2, in force from 26 Feb 2026)