LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,816
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,272
−HK$1,480/mo
Today · 4.125%
HK$49,752
baseline
▲ 0.50% · 4.625%
HK$52,779
+HK$3,027/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,504/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,082
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,479
−HK$1,417/mo
Today · 4.125%
HK$54,896
baseline
▲ 0.50% · 4.625%
HK$57,790
+HK$2,894/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,792/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,179
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,927
−HK$1,775/mo
Today · 4.125%
HK$59,702
baseline
▲ 0.50% · 4.625%
HK$63,335
+HK$3,633/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,404/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,499
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,175
−HK$1,701/mo
Today · 4.125%
HK$65,876
baseline
▲ 0.50% · 4.625%
HK$69,348
+HK$3,472/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,752/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,543
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,581
−HK$2,072/mo
Today · 4.125%
HK$69,653
baseline
▲ 0.50% · 4.625%
HK$73,891
+HK$4,238/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,306/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,915
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,871
−HK$1,984/mo
Today · 4.125%
HK$76,855
baseline
▲ 0.50% · 4.625%
HK$80,906
+HK$4,051/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,710/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,269
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$86,890
−HK$2,663/mo
Today · 4.125%
HK$89,553
baseline
▲ 0.50% · 4.625%
HK$95,003
+HK$5,450/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,106/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,748
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$96,263
−HK$2,550/mo
Today · 4.125%
HK$98,813
baseline
▲ 0.50% · 4.625%
HK$104,022
+HK$5,209/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,626/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,107 · Scale 2, in force from 26 Feb 2026)