LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,818
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,275
−HK$1,479/mo
Today · 4.125%
HK$49,754
baseline
▲ 0.50% · 4.625%
HK$52,782
+HK$3,028/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,508/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,085
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,482
−HK$1,417/mo
Today · 4.125%
HK$54,899
baseline
▲ 0.50% · 4.625%
HK$57,793
+HK$2,894/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,798/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,182
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,930
−HK$1,775/mo
Today · 4.125%
HK$59,705
baseline
▲ 0.50% · 4.625%
HK$63,338
+HK$3,633/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,410/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,502
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,178
−HK$1,701/mo
Today · 4.125%
HK$65,879
baseline
▲ 0.50% · 4.625%
HK$69,351
+HK$3,472/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,758/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,546
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,585
−HK$2,071/mo
Today · 4.125%
HK$69,656
baseline
▲ 0.50% · 4.625%
HK$73,894
+HK$4,238/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,312/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,919
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,875
−HK$1,984/mo
Today · 4.125%
HK$76,859
baseline
▲ 0.50% · 4.625%
HK$80,910
+HK$4,051/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,718/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,273
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$86,894
−HK$2,664/mo
Today · 4.125%
HK$89,558
baseline
▲ 0.50% · 4.625%
HK$95,007
+HK$5,449/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,116/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,753
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$96,267
−HK$2,551/mo
Today · 4.125%
HK$98,818
baseline
▲ 0.50% · 4.625%
HK$104,027
+HK$5,209/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,636/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,207 · Scale 2, in force from 26 Feb 2026)