LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,820
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,277
−HK$1,479/mo
Today · 4.125%
HK$49,756
baseline
▲ 0.50% · 4.625%
HK$52,784
+HK$3,028/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,512/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,087
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,484
−HK$1,417/mo
Today · 4.125%
HK$54,901
baseline
▲ 0.50% · 4.625%
HK$57,795
+HK$2,894/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,802/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,184
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,932
−HK$1,776/mo
Today · 4.125%
HK$59,708
baseline
▲ 0.50% · 4.625%
HK$63,341
+HK$3,633/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,416/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,504
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,181
−HK$1,700/mo
Today · 4.125%
HK$65,881
baseline
▲ 0.50% · 4.625%
HK$69,354
+HK$3,473/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,762/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,548
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,587
−HK$2,072/mo
Today · 4.125%
HK$69,659
baseline
▲ 0.50% · 4.625%
HK$73,897
+HK$4,238/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,318/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,922
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,878
−HK$1,984/mo
Today · 4.125%
HK$76,862
baseline
▲ 0.50% · 4.625%
HK$80,913
+HK$4,051/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,724/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,276
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$86,898
−HK$2,663/mo
Today · 4.125%
HK$89,561
baseline
▲ 0.50% · 4.625%
HK$95,011
+HK$5,450/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,122/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,757
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$96,271
−HK$2,551/mo
Today · 4.125%
HK$98,822
baseline
▲ 0.50% · 4.625%
HK$104,031
+HK$5,209/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,644/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,288 · Scale 2, in force from 26 Feb 2026)