LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,821
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,277
−HK$1,480/mo
Today · 4.125%
HK$49,757
baseline
▲ 0.50% · 4.625%
HK$52,784
+HK$3,027/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,514/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,088
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,484
−HK$1,418/mo
Today · 4.125%
HK$54,902
baseline
▲ 0.50% · 4.625%
HK$57,796
+HK$2,894/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,804/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,185
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,932
−HK$1,776/mo
Today · 4.125%
HK$59,708
baseline
▲ 0.50% · 4.625%
HK$63,341
+HK$3,633/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,416/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,505
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,181
−HK$1,701/mo
Today · 4.125%
HK$65,882
baseline
▲ 0.50% · 4.625%
HK$69,355
+HK$3,473/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,764/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,549
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,588
−HK$2,071/mo
Today · 4.125%
HK$69,659
baseline
▲ 0.50% · 4.625%
HK$73,898
+HK$4,239/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,318/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,923
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$74,878
−HK$1,984/mo
Today · 4.125%
HK$76,862
baseline
▲ 0.50% · 4.625%
HK$80,914
+HK$4,052/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,724/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,277
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$86,899
−HK$2,663/mo
Today · 4.125%
HK$89,562
baseline
▲ 0.50% · 4.625%
HK$95,012
+HK$5,450/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,124/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,758
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$96,272
−HK$2,551/mo
Today · 4.125%
HK$98,823
baseline
▲ 0.50% · 4.625%
HK$104,032
+HK$5,209/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,646/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,307 · Scale 2, in force from 26 Feb 2026)