LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,823
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,280
−HK$1,479/mo
Today · 4.125%
HK$49,759
baseline
▲ 0.50% · 4.625%
HK$52,787
+HK$3,028/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,518/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,090
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,487
−HK$1,418/mo
Today · 4.125%
HK$54,905
baseline
▲ 0.50% · 4.625%
HK$57,799
+HK$2,894/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,810/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,188
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,936
−HK$1,775/mo
Today · 4.125%
HK$59,711
baseline
▲ 0.50% · 4.625%
HK$63,345
+HK$3,634/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,422/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,508
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,185
−HK$1,701/mo
Today · 4.125%
HK$65,886
baseline
▲ 0.50% · 4.625%
HK$69,359
+HK$3,473/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,772/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,553
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$67,592
−HK$2,071/mo
Today · 4.125%
HK$69,663
baseline
▲ 0.50% · 4.625%
HK$73,902
+HK$4,239/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,326/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,927
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,882
−HK$1,985/mo
Today · 4.125%
HK$76,867
baseline
▲ 0.50% · 4.625%
HK$80,918
+HK$4,051/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,734/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,282
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$86,903
−HK$2,664/mo
Today · 4.125%
HK$89,567
baseline
▲ 0.50% · 4.625%
HK$95,017
+HK$5,450/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,134/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,763
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$96,277
−HK$2,551/mo
Today · 4.125%
HK$98,828
baseline
▲ 0.50% · 4.625%
HK$104,038
+HK$5,210/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,656/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,420 · Scale 2, in force from 26 Feb 2026)