LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,827
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,283
−HK$1,480/mo
Today · 4.125%
HK$49,763
baseline
▲ 0.50% · 4.625%
HK$52,791
+HK$3,028/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,526/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,094
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,491
−HK$1,418/mo
Today · 4.125%
HK$54,909
baseline
▲ 0.50% · 4.625%
HK$57,803
+HK$2,894/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,818/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,192
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,940
−HK$1,776/mo
Today · 4.125%
HK$59,716
baseline
▲ 0.50% · 4.625%
HK$63,349
+HK$3,633/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,432/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,513
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,190
−HK$1,700/mo
Today · 4.125%
HK$65,890
baseline
▲ 0.50% · 4.625%
HK$69,364
+HK$3,474/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,780/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,557
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,597
−HK$2,071/mo
Today · 4.125%
HK$69,668
baseline
▲ 0.50% · 4.625%
HK$73,907
+HK$4,239/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$139,336/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,932
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$74,888
−HK$1,984/mo
Today · 4.125%
HK$76,872
baseline
▲ 0.50% · 4.625%
HK$80,924
+HK$4,052/mo
Deposit HK$6.16M · loan HK$14.37M · min. income ≈ HK$153,744/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,288
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$86,910
−HK$2,664/mo
Today · 4.125%
HK$89,574
baseline
▲ 0.50% · 4.625%
HK$95,024
+HK$5,450/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,148/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,770
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$96,284
−HK$2,552/mo
Today · 4.125%
HK$98,836
baseline
▲ 0.50% · 4.625%
HK$104,045
+HK$5,209/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,672/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,570 · Scale 2, in force from 26 Feb 2026)