LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,828
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,284
−HK$1,480/mo
Today · 4.125%
HK$49,764
baseline
▲ 0.50% · 4.625%
HK$52,792
+HK$3,028/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,528/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,095
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,492
−HK$1,418/mo
Today · 4.125%
HK$54,910
baseline
▲ 0.50% · 4.625%
HK$57,804
+HK$2,894/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,820/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,193
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,941
−HK$1,776/mo
Today · 4.125%
HK$59,717
baseline
▲ 0.50% · 4.625%
HK$63,351
+HK$3,634/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,434/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,514
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,191
−HK$1,701/mo
Today · 4.125%
HK$65,892
baseline
▲ 0.50% · 4.625%
HK$69,365
+HK$3,473/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,784/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,559
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,598
−HK$2,072/mo
Today · 4.125%
HK$69,670
baseline
▲ 0.50% · 4.625%
HK$73,909
+HK$4,239/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,340/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,933
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,889
−HK$1,985/mo
Today · 4.125%
HK$76,874
baseline
▲ 0.50% · 4.625%
HK$80,926
+HK$4,052/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,748/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,290
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$86,911
−HK$2,664/mo
Today · 4.125%
HK$89,575
baseline
▲ 0.50% · 4.625%
HK$95,026
+HK$5,451/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,150/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,771
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$96,286
−HK$2,552/mo
Today · 4.125%
HK$98,838
baseline
▲ 0.50% · 4.625%
HK$104,047
+HK$5,209/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,676/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,610 · Scale 2, in force from 26 Feb 2026)