LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,828
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,285
−HK$1,480/mo
Today · 4.125%
HK$49,765
baseline
▲ 0.50% · 4.625%
HK$52,793
+HK$3,028/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,530/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,096
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,493
−HK$1,418/mo
Today · 4.125%
HK$54,911
baseline
▲ 0.50% · 4.625%
HK$57,805
+HK$2,894/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,822/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,194
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,942
−HK$1,776/mo
Today · 4.125%
HK$59,718
baseline
▲ 0.50% · 4.625%
HK$63,352
+HK$3,634/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$119,436/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,515
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,192
−HK$1,701/mo
Today · 4.125%
HK$65,893
baseline
▲ 0.50% · 4.625%
HK$69,366
+HK$3,473/mo
Deposit HK$8.21M · loan HK$12.32M · min. income ≈ HK$131,786/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,560
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$67,599
−HK$2,072/mo
Today · 4.125%
HK$69,671
baseline
▲ 0.50% · 4.625%
HK$73,910
+HK$4,239/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,342/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,934
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,891
−HK$1,984/mo
Today · 4.125%
HK$76,875
baseline
▲ 0.50% · 4.625%
HK$80,927
+HK$4,052/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,750/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$803,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,291
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$86,913
−HK$2,664/mo
Today · 4.125%
HK$89,577
baseline
▲ 0.50% · 4.625%
HK$95,027
+HK$5,450/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,154/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,773
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$96,288
−HK$2,551/mo
Today · 4.125%
HK$98,839
baseline
▲ 0.50% · 4.625%
HK$104,049
+HK$5,210/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,678/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,644 · Scale 2, in force from 26 Feb 2026)