LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,833
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,290
−HK$1,480/mo
Today · 4.125%
HK$49,770
baseline
▲ 0.50% · 4.625%
HK$52,798
+HK$3,028/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,540/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,101
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,499
−HK$1,417/mo
Today · 4.125%
HK$54,916
baseline
▲ 0.50% · 4.625%
HK$57,811
+HK$2,895/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,832/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,200
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,948
−HK$1,776/mo
Today · 4.125%
HK$59,724
baseline
▲ 0.50% · 4.625%
HK$63,358
+HK$3,634/mo
Deposit HK$8.22M · loan HK$12.32M · min. income ≈ HK$119,448/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,522
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,198
−HK$1,701/mo
Today · 4.125%
HK$65,899
baseline
▲ 0.50% · 4.625%
HK$69,373
+HK$3,474/mo
Deposit HK$8.22M · loan HK$12.32M · min. income ≈ HK$131,798/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,566
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,606
−HK$2,072/mo
Today · 4.125%
HK$69,678
baseline
▲ 0.50% · 4.625%
HK$73,918
+HK$4,240/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,356/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$803,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,942
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,898
−HK$1,985/mo
Today · 4.125%
HK$76,883
baseline
▲ 0.50% · 4.625%
HK$80,935
+HK$4,052/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,766/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$803,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,300
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$86,922
−HK$2,664/mo
Today · 4.125%
HK$89,586
baseline
▲ 0.50% · 4.625%
HK$95,037
+HK$5,451/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$179,172/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,782
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$96,298
−HK$2,551/mo
Today · 4.125%
HK$98,849
baseline
▲ 0.50% · 4.625%
HK$104,060
+HK$5,211/mo
Deposit HK$2.05M · loan HK$18.48M · min. income ≈ HK$197,698/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,853 · Scale 2, in force from 26 Feb 2026)