LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,835
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,292
−HK$1,480/mo
Today · 4.125%
HK$49,772
baseline
▲ 0.50% · 4.625%
HK$52,801
+HK$3,029/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,544/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,104
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,501
−HK$1,418/mo
Today · 4.125%
HK$54,919
baseline
▲ 0.50% · 4.625%
HK$57,814
+HK$2,895/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,838/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,202
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,950
−HK$1,777/mo
Today · 4.125%
HK$59,727
baseline
▲ 0.50% · 4.625%
HK$63,361
+HK$3,634/mo
Deposit HK$8.22M · loan HK$12.32M · min. income ≈ HK$119,454/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,524
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,201
−HK$1,701/mo
Today · 4.125%
HK$65,902
baseline
▲ 0.50% · 4.625%
HK$69,376
+HK$3,474/mo
Deposit HK$8.22M · loan HK$12.32M · min. income ≈ HK$131,804/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,569
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,609
−HK$2,072/mo
Today · 4.125%
HK$69,681
baseline
▲ 0.50% · 4.625%
HK$73,921
+HK$4,240/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,362/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$803,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,945
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,901
−HK$1,985/mo
Today · 4.125%
HK$76,886
baseline
▲ 0.50% · 4.625%
HK$80,939
+HK$4,053/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,772/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$803,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,303
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$86,926
−HK$2,664/mo
Today · 4.125%
HK$89,590
baseline
▲ 0.50% · 4.625%
HK$95,041
+HK$5,451/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,180/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,787
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$96,302
−HK$2,552/mo
Today · 4.125%
HK$98,854
baseline
▲ 0.50% · 4.625%
HK$104,064
+HK$5,210/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,708/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,944 · Scale 2, in force from 26 Feb 2026)