LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,836
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,292
−HK$1,481/mo
Today · 4.125%
HK$49,773
baseline
▲ 0.50% · 4.625%
HK$52,801
+HK$3,028/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,546/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,104
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,502
−HK$1,417/mo
Today · 4.125%
HK$54,919
baseline
▲ 0.50% · 4.625%
HK$57,814
+HK$2,895/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,838/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$803,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,203
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,951
−HK$1,776/mo
Today · 4.125%
HK$59,727
baseline
▲ 0.50% · 4.625%
HK$63,361
+HK$3,634/mo
Deposit HK$8.22M · loan HK$12.32M · min. income ≈ HK$119,454/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,525
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,202
−HK$1,701/mo
Today · 4.125%
HK$65,903
baseline
▲ 0.50% · 4.625%
HK$69,377
+HK$3,474/mo
Deposit HK$8.22M · loan HK$12.32M · min. income ≈ HK$131,806/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$803,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,570
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,609
−HK$2,073/mo
Today · 4.125%
HK$69,682
baseline
▲ 0.50% · 4.625%
HK$73,922
+HK$4,240/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,364/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$803,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,946
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,902
−HK$1,985/mo
Today · 4.125%
HK$76,887
baseline
▲ 0.50% · 4.625%
HK$80,940
+HK$4,053/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,774/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$803,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,304
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$86,926
−HK$2,665/mo
Today · 4.125%
HK$89,591
baseline
▲ 0.50% · 4.625%
HK$95,042
+HK$5,451/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,182/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,787
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$96,303
−HK$2,552/mo
Today · 4.125%
HK$98,855
baseline
▲ 0.50% · 4.625%
HK$104,065
+HK$5,210/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,710/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$803,963 · Scale 2, in force from 26 Feb 2026)