LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,838
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,295
−HK$1,480/mo
Today · 4.125%
HK$49,775
baseline
▲ 0.50% · 4.625%
HK$52,804
+HK$3,029/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,550/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$804,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,107
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,504
−HK$1,418/mo
Today · 4.125%
HK$54,922
baseline
▲ 0.50% · 4.625%
HK$57,817
+HK$2,895/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,844/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$804,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,206
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,954
−HK$1,776/mo
Today · 4.125%
HK$59,730
baseline
▲ 0.50% · 4.625%
HK$63,365
+HK$3,635/mo
Deposit HK$8.22M · loan HK$12.32M · min. income ≈ HK$119,460/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,528
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,205
−HK$1,701/mo
Today · 4.125%
HK$65,906
baseline
▲ 0.50% · 4.625%
HK$69,380
+HK$3,474/mo
Deposit HK$8.22M · loan HK$12.32M · min. income ≈ HK$131,812/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,573
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,613
−HK$2,072/mo
Today · 4.125%
HK$69,685
baseline
▲ 0.50% · 4.625%
HK$73,925
+HK$4,240/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,370/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,950
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,906
−HK$1,985/mo
Today · 4.125%
HK$76,891
baseline
▲ 0.50% · 4.625%
HK$80,944
+HK$4,053/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,782/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,308
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$86,931
−HK$2,664/mo
Today · 4.125%
HK$89,595
baseline
▲ 0.50% · 4.625%
HK$95,047
+HK$5,452/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,190/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,792
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$96,308
−HK$2,552/mo
Today · 4.125%
HK$98,860
baseline
▲ 0.50% · 4.625%
HK$104,071
+HK$5,211/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,720/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,069 · Scale 2, in force from 26 Feb 2026)