LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,839
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,296
−HK$1,480/mo
Today · 4.125%
HK$49,776
baseline
▲ 0.50% · 4.625%
HK$52,805
+HK$3,029/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,552/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$804,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,108
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,505
−HK$1,418/mo
Today · 4.125%
HK$54,923
baseline
▲ 0.50% · 4.625%
HK$57,818
+HK$2,895/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,846/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$804,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,206
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,955
−HK$1,776/mo
Today · 4.125%
HK$59,731
baseline
▲ 0.50% · 4.625%
HK$63,365
+HK$3,634/mo
Deposit HK$8.22M · loan HK$12.32M · min. income ≈ HK$119,462/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,529
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,206
−HK$1,701/mo
Today · 4.125%
HK$65,907
baseline
▲ 0.50% · 4.625%
HK$69,381
+HK$3,474/mo
Deposit HK$8.22M · loan HK$12.32M · min. income ≈ HK$131,814/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,574
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,614
−HK$2,072/mo
Today · 4.125%
HK$69,686
baseline
▲ 0.50% · 4.625%
HK$73,926
+HK$4,240/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,372/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,951
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,907
−HK$1,985/mo
Today · 4.125%
HK$76,892
baseline
▲ 0.50% · 4.625%
HK$80,945
+HK$4,053/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,784/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,310
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$86,932
−HK$2,664/mo
Today · 4.125%
HK$89,596
baseline
▲ 0.50% · 4.625%
HK$95,048
+HK$5,452/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,192/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,794
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$96,309
−HK$2,552/mo
Today · 4.125%
HK$98,861
baseline
▲ 0.50% · 4.625%
HK$104,072
+HK$5,211/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,722/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,095 · Scale 2, in force from 26 Feb 2026)