LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,840
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,297
−HK$1,481/mo
Today · 4.125%
HK$49,778
baseline
▲ 0.50% · 4.625%
HK$52,807
+HK$3,029/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,556/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,109
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,507
−HK$1,418/mo
Today · 4.125%
HK$54,925
baseline
▲ 0.50% · 4.625%
HK$57,820
+HK$2,895/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,850/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,208
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,957
−HK$1,776/mo
Today · 4.125%
HK$59,733
baseline
▲ 0.50% · 4.625%
HK$63,368
+HK$3,635/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,466/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,531
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,208
−HK$1,702/mo
Today · 4.125%
HK$65,910
baseline
▲ 0.50% · 4.625%
HK$69,384
+HK$3,474/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,820/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,577
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,616
−HK$2,073/mo
Today · 4.125%
HK$69,689
baseline
▲ 0.50% · 4.625%
HK$73,929
+HK$4,240/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,378/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,953
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,910
−HK$1,985/mo
Today · 4.125%
HK$76,895
baseline
▲ 0.50% · 4.625%
HK$80,948
+HK$4,053/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,790/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,313
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$86,935
−HK$2,665/mo
Today · 4.125%
HK$89,600
baseline
▲ 0.50% · 4.625%
HK$95,052
+HK$5,452/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,200/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,797
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$96,313
−HK$2,552/mo
Today · 4.125%
HK$98,865
baseline
▲ 0.50% · 4.625%
HK$104,076
+HK$5,211/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,730/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,173 · Scale 2, in force from 26 Feb 2026)