LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,842
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,299
−HK$1,481/mo
Today · 4.125%
HK$49,780
baseline
▲ 0.50% · 4.625%
HK$52,809
+HK$3,029/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,560/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,111
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,509
−HK$1,418/mo
Today · 4.125%
HK$54,927
baseline
▲ 0.50% · 4.625%
HK$57,822
+HK$2,895/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,854/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,211
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,959
−HK$1,776/mo
Today · 4.125%
HK$59,735
baseline
▲ 0.50% · 4.625%
HK$63,370
+HK$3,635/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,470/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,534
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,211
−HK$1,701/mo
Today · 4.125%
HK$65,912
baseline
▲ 0.50% · 4.625%
HK$69,387
+HK$3,475/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,824/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,579
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$67,619
−HK$2,072/mo
Today · 4.125%
HK$69,691
baseline
▲ 0.50% · 4.625%
HK$73,932
+HK$4,241/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,382/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,956
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,913
−HK$1,985/mo
Today · 4.125%
HK$76,898
baseline
▲ 0.50% · 4.625%
HK$80,951
+HK$4,053/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,796/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,316
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$86,939
−HK$2,664/mo
Today · 4.125%
HK$89,603
baseline
▲ 0.50% · 4.625%
HK$95,055
+HK$5,452/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,206/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,801
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$96,316
−HK$2,552/mo
Today · 4.125%
HK$98,868
baseline
▲ 0.50% · 4.625%
HK$104,080
+HK$5,212/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,736/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,249 · Scale 2, in force from 26 Feb 2026)