LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,844
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,302
−HK$1,480/mo
Today · 4.125%
HK$49,782
baseline
▲ 0.50% · 4.625%
HK$52,811
+HK$3,029/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,564/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,114
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,512
−HK$1,418/mo
Today · 4.125%
HK$54,930
baseline
▲ 0.50% · 4.625%
HK$57,825
+HK$2,895/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,860/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,213
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,962
−HK$1,776/mo
Today · 4.125%
HK$59,738
baseline
▲ 0.50% · 4.625%
HK$63,373
+HK$3,635/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,476/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,537
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,214
−HK$1,701/mo
Today · 4.125%
HK$65,915
baseline
▲ 0.50% · 4.625%
HK$69,390
+HK$3,475/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,830/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,582
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,622
−HK$2,073/mo
Today · 4.125%
HK$69,695
baseline
▲ 0.50% · 4.625%
HK$73,936
+HK$4,241/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,390/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,960
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$74,916
−HK$1,985/mo
Today · 4.125%
HK$76,901
baseline
▲ 0.50% · 4.625%
HK$80,955
+HK$4,054/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,802/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,320
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$86,943
−HK$2,665/mo
Today · 4.125%
HK$89,608
baseline
▲ 0.50% · 4.625%
HK$95,060
+HK$5,452/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,216/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,805
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$96,321
−HK$2,552/mo
Today · 4.125%
HK$98,873
baseline
▲ 0.50% · 4.625%
HK$104,085
+HK$5,212/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,746/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,351 · Scale 2, in force from 26 Feb 2026)