LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,846
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,303
−HK$1,480/mo
Today · 4.125%
HK$49,783
baseline
▲ 0.50% · 4.625%
HK$52,813
+HK$3,030/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,566/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,115
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,513
−HK$1,418/mo
Today · 4.125%
HK$54,931
baseline
▲ 0.50% · 4.625%
HK$57,827
+HK$2,896/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,862/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,215
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,964
−HK$1,776/mo
Today · 4.125%
HK$59,740
baseline
▲ 0.50% · 4.625%
HK$63,375
+HK$3,635/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,480/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,539
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,216
−HK$1,701/mo
Today · 4.125%
HK$65,917
baseline
▲ 0.50% · 4.625%
HK$69,392
+HK$3,475/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,834/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,584
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,624
−HK$2,073/mo
Today · 4.125%
HK$69,697
baseline
▲ 0.50% · 4.625%
HK$73,938
+HK$4,241/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,394/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,962
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,918
−HK$1,986/mo
Today · 4.125%
HK$76,904
baseline
▲ 0.50% · 4.625%
HK$80,957
+HK$4,053/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,808/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,322
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$86,945
−HK$2,665/mo
Today · 4.125%
HK$89,610
baseline
▲ 0.50% · 4.625%
HK$95,063
+HK$5,453/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,220/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,808
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$96,324
−HK$2,552/mo
Today · 4.125%
HK$98,876
baseline
▲ 0.50% · 4.625%
HK$104,088
+HK$5,212/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,752/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,409 · Scale 2, in force from 26 Feb 2026)