LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,849
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,306
−HK$1,480/mo
Today · 4.125%
HK$49,786
baseline
▲ 0.50% · 4.625%
HK$52,816
+HK$3,030/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,572/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,119
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,516
−HK$1,418/mo
Today · 4.125%
HK$54,934
baseline
▲ 0.50% · 4.625%
HK$57,830
+HK$2,896/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,868/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,218
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,967
−HK$1,777/mo
Today · 4.125%
HK$59,744
baseline
▲ 0.50% · 4.625%
HK$63,379
+HK$3,635/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,488/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,542
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,220
−HK$1,701/mo
Today · 4.125%
HK$65,921
baseline
▲ 0.50% · 4.625%
HK$69,396
+HK$3,475/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,842/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,588
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,628
−HK$2,073/mo
Today · 4.125%
HK$69,701
baseline
▲ 0.50% · 4.625%
HK$73,942
+HK$4,241/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,402/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,966
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,923
−HK$1,985/mo
Today · 4.125%
HK$76,908
baseline
▲ 0.50% · 4.625%
HK$80,962
+HK$4,054/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,816/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,328
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$86,951
−HK$2,665/mo
Today · 4.125%
HK$89,616
baseline
▲ 0.50% · 4.625%
HK$95,068
+HK$5,452/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,232/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,814
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$96,330
−HK$2,552/mo
Today · 4.125%
HK$98,882
baseline
▲ 0.50% · 4.625%
HK$104,094
+HK$5,212/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,764/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,533 · Scale 2, in force from 26 Feb 2026)