LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,850
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,308
−HK$1,480/mo
Today · 4.125%
HK$49,788
baseline
▲ 0.50% · 4.625%
HK$52,818
+HK$3,030/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,576/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,121
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,518
−HK$1,419/mo
Today · 4.125%
HK$54,937
baseline
▲ 0.50% · 4.625%
HK$57,832
+HK$2,895/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,874/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,220
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,969
−HK$1,777/mo
Today · 4.125%
HK$59,746
baseline
▲ 0.50% · 4.625%
HK$63,381
+HK$3,635/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,492/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,545
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,222
−HK$1,702/mo
Today · 4.125%
HK$65,924
baseline
▲ 0.50% · 4.625%
HK$69,399
+HK$3,475/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,848/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,591
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,631
−HK$2,073/mo
Today · 4.125%
HK$69,704
baseline
▲ 0.50% · 4.625%
HK$73,945
+HK$4,241/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,408/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,969
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,926
−HK$1,985/mo
Today · 4.125%
HK$76,911
baseline
▲ 0.50% · 4.625%
HK$80,965
+HK$4,054/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,822/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,331
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$86,954
−HK$2,665/mo
Today · 4.125%
HK$89,619
baseline
▲ 0.50% · 4.625%
HK$95,072
+HK$5,453/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,238/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,817
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,333
−HK$2,553/mo
Today · 4.125%
HK$98,886
baseline
▲ 0.50% · 4.625%
HK$104,098
+HK$5,212/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,772/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,612 · Scale 2, in force from 26 Feb 2026)