LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,851
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,309
−HK$1,480/mo
Today · 4.125%
HK$49,789
baseline
▲ 0.50% · 4.625%
HK$52,819
+HK$3,030/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,578/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,121
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,519
−HK$1,418/mo
Today · 4.125%
HK$54,937
baseline
▲ 0.50% · 4.625%
HK$57,833
+HK$2,896/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,874/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,221
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,970
−HK$1,777/mo
Today · 4.125%
HK$59,747
baseline
▲ 0.50% · 4.625%
HK$63,382
+HK$3,635/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,494/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,546
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,223
−HK$1,702/mo
Today · 4.125%
HK$65,925
baseline
▲ 0.50% · 4.625%
HK$69,400
+HK$3,475/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,850/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,592
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,632
−HK$2,073/mo
Today · 4.125%
HK$69,705
baseline
▲ 0.50% · 4.625%
HK$73,946
+HK$4,241/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,410/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,970
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,927
−HK$1,985/mo
Today · 4.125%
HK$76,912
baseline
▲ 0.50% · 4.625%
HK$80,967
+HK$4,055/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,824/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,332
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,955
−HK$2,666/mo
Today · 4.125%
HK$89,621
baseline
▲ 0.50% · 4.625%
HK$95,074
+HK$5,453/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,242/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,819
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$96,335
−HK$2,552/mo
Today · 4.125%
HK$98,887
baseline
▲ 0.50% · 4.625%
HK$104,100
+HK$5,213/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,774/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,646 · Scale 2, in force from 26 Feb 2026)