LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,853
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,311
−HK$1,480/mo
Today · 4.125%
HK$49,791
baseline
▲ 0.50% · 4.625%
HK$52,821
+HK$3,030/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,582/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,124
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,522
−HK$1,418/mo
Today · 4.125%
HK$54,940
baseline
▲ 0.50% · 4.625%
HK$57,836
+HK$2,896/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,880/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,224
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,973
−HK$1,776/mo
Today · 4.125%
HK$59,749
baseline
▲ 0.50% · 4.625%
HK$63,385
+HK$3,636/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,498/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,548
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,226
−HK$1,702/mo
Today · 4.125%
HK$65,928
baseline
▲ 0.50% · 4.625%
HK$69,403
+HK$3,475/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,856/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,594
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,635
−HK$2,073/mo
Today · 4.125%
HK$69,708
baseline
▲ 0.50% · 4.625%
HK$73,949
+HK$4,241/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,416/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,973
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,930
−HK$1,986/mo
Today · 4.125%
HK$76,916
baseline
▲ 0.50% · 4.625%
HK$80,970
+HK$4,054/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,832/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,336
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$86,959
−HK$2,665/mo
Today · 4.125%
HK$89,624
baseline
▲ 0.50% · 4.625%
HK$95,078
+HK$5,454/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,248/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,823
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$96,339
−HK$2,552/mo
Today · 4.125%
HK$98,891
baseline
▲ 0.50% · 4.625%
HK$104,104
+HK$5,213/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,782/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,730 · Scale 2, in force from 26 Feb 2026)